Why SahiSwipe exists
Credit card rewards are harder to work out than they look. A “5% back” offer can have a monthly limit, leave out certain merchants, or only apply through a bank’s own app. Points aren’t worth the same on every card either.
So most people use one card for everything, or guess. SahiSwipe does the working out, so you can see in rupees which card pays you the most.
What you can do here
- Reward Calculator: about to pay? See what each of your cards earns on this purchase.
- Card Recommendation: add your monthly spending and find the card that pays the most after fees.
- Card benefits: look up a card’s welcome bonus, vouchers, spend milestones and lounge access, all with a free account.
How the numbers work
- We build our data from card terms that banks publish.
- We apply each offer’s rules, such as monthly limits and excluded merchants, instead of just quoting the headline rate.
- We convert points and miles to rupees, so cards can be compared fairly.
- Recommendations count fees, including whether your spending would get the fee waived.
What we are not
SahiSwipe isn’t a bank or card issuer, and bank and card names on this site don’t mean those companies endorse us. Results are estimates, not financial advice, and banks can change their terms at any time, so please confirm the details with your bank before applying or spending.
We’ll get things wrong sometimes. If a result looks off, press “Report an issue” on it and we’ll check it against the bank’s terms.
Your data
We never ask for your card number, CVV, OTP or bank login, and we don’t save the spends you type in. You can read the details in our Privacy Policy.